Bill-X is a O2O retail data and technology platform that powers up Small and Medium Enterprise (SME) business with a powerful cloud Point of Sales (POS) and payment platform. We have a unique and highly disruptive business model where we only market our solution via Banks, Payment Gateway Provider or POS Solution Provider with huge enterprise customer bases. We Elevate The Business of every brick & mortar SME by democratising Big Data Analytics to increase efficiency and optimise sales. In Malaysia, we have partnerships with Gkash.  Gkash is a licensed e-money issuer and registered merchant acquirer regulated by Bank Negara Malaysia (BNM) since 2017. Gkash facilitates payments among all the banks, card schemes and as well as e-wallet players in Malaysia. Bill-X app is an Android based unified payment acceptance application. Supported payment method includes most of the card schemes and e-wallets.